How to Keep my Home Warm in Winter is a question worth a million dollars. Done right, it saves you money, reduces strain on heating appliances, and improves long-term energy efficiency. Whether you’re building a new house or trying to improve an older one, winter warmth comes down to insulation, smart heating choices, sealing drafts, and understanding how different materials and roof types behave in cold weather.
This guide breaks the topic into two parts: what to do when building a new home, and what’s realistic for an existing one—especially if you’re working on a budget or dealing with semi-closed or open areas. You’ll also find real-world examples, cost considerations, and safety notes to help you make informed decisions.
1. Newly Built: Keep My Home Warm in Winter
A newly built home offers a rare advantage: you can incorporate energy efficiency from day one. Good insulation, window placement, building materials, and roofing choices can reduce winter heating bills by 30–60%.
Start with the Structure: Materials Matter
Brick, Nutec, and Wood each behave differently in cold weather.
Brick
Brick naturally retains heat. It absorbs warmth during the day and slowly releases it at night.
Pros:
– Excellent thermal mass
– Low maintenance
– Works well in cold and warm climates
Cons:
– Slower to heat up
– More expensive to build with

If you live in a region with freezing winters, brick is one of the most reliable options because it stabilizes indoor temperatures.
Nutec (Fiber-cement Boards)
Nutec is lightweight, durable, and weather resistant, but it does not hold heat on its own.
Pros:
– Affordable
– Easy to install
– Good for modern and modular designs
Cons:
– Needs extra insulation behind panels
– Less effective at natural heat retention
For Nutec homes, pairing the walls with proper cavity insulation (such as mineral wool or rigid foam boards) is absolutely essential.
Wood
Wood homes naturally feel warmer because wood doesn’t draw heat away from the inside.
Pros:
– Great natural insulator
– Warms up quickly
– Creates a cozy interior
Cons:
– Requires maintenance
– Not as fire-resistant
– Vulnerable to moisture without correct treatment
Timber homes benefit tremendously from vapour barriers and internal insulation to prevent heat loss.
Insulation: The Most Important Component
In a new build, insulation should never be an afterthought. The type you choose influences comfort, heating bill costs, and long-term performance.
Ceiling and Roof Insulation
Around 40–50% of heat loss happens through the roof.
Installing roof insulation such as:
- R-rated fiberglass rolls
- Mineral wool (rock wool)
- Polyurethane spray foam
…can dramatically improve warmth.
Spray foam is the most effective but also the most expensive. Fiberglass is affordable and widely used, while mineral wool provides good fire resistance.
Expected cost (varies by region):
– Fiberglass: $3–$5 per sq ft installed
– Mineral wool: $4–$7 per sq ft
– Spray foam: $7–$12 per sq ft
The upfront cost often pays for itself in two to four winters.
Roof Type and Roof Paint for Winter Warmth
Not all roofs behave equally.
Metal Roofs
They cool down quickly and can make a home cold without insulation.
Pairing them with thick ceiling insulation is essential.
Tile Roofs
Concrete or clay tiles retain heat longer, helping keep the home warm naturally.
Roof Paint
Roof paints are often used for summer cooling, but in winter climates, you can choose:
- Dark-tinted, UV-stable roof coatings, which absorb heat
- Elastomeric roof coatings, which seal cracks and prevent cold air leaks
A well-sealed roof keeps out moisture and drafts, essential for winter heating efficiency.
Windows, Doors, and Orientation
Double-Glazed Windows
These reduce heat loss by 20–40%.
The cost is higher upfront, but they drastically cut winter heating bills.
Weatherstripping and Door Seals
Even a newly built home may have micro-gaps. Seals prevent warm air escaping and cold air entering.
House Orientation
Positioning living areas and larger windows to face the winter sun (north-facing in the southern hemisphere, south-facing in the northern hemisphere) naturally warms the home.
Heating Systems for New Homes
Heat Pumps
Heat pumps cost more upfront but are the most energy-efficient, sometimes using three times less electricity than other heaters.
Gas Heaters
Good heating output, but always ensure proper ventilation. Carbon monoxide safety is essential.
Underfloor Heating
Electric underfloor heating is comfortable but expensive to run.
Hydronic (water-based) systems cost more upfront but are efficient over time.
2. How to Keep an Existing Home Warm in Winter
Older homes usually leak heat. The challenge is making improvements without tearing everything apart or spending too much. Fortunately, many solutions are affordable and achievable in a single weekend.
Sealing Gaps and Stopping Drafts
Drafts are one of the biggest reasons an older home feels icy. You can detect drafts by holding a candle near doors, windows, and electrical outlets. The flicker will tell you where air is entering.
Weatherstripping tape, draft excluders, or silicone sealant can make a dramatic improvement.
Cost: $10–$40
Heating savings: Up to 20%
Affordable Insulation Upgrades
If your home wasn’t built with adequate insulation, you can retrofit it.
Ceiling Insulation
This is the easiest upgrade and usually the most effective.
Rolls of fiberglass or rock wool can be installed DIY if you’re careful.
If your ceiling already has thin insulation, adding a second layer boosts heat retention.
Wall Insulation for a Tight Budget
If tearing open walls isn’t an option:
- Use polystyrene or foam board panels behind cupboards or in cold rooms
- Hang heavy curtains or thermal drapes
- Add fabric wall hangings or upholstered panels to reduce cold wall surfaces
Floor Insulation
Many older homes have cold floors, especially if built on stilts or with open crawl spaces.
You can:
– Install rug layers
– Add thermal underlays beneath carpets
– Close off any crawlspace drafts
Heating Options for Existing Homes
When working with an older property, the right heating appliance makes a huge difference.
Electric Heaters
Oil-filled radiators are the safest and most cost-efficient electric option. They retain heat well and don’t pose fire hazards like exposed-element heaters.
Gas Heaters
Great for large rooms, but must be used with ventilation. Unflued gas heaters can release moisture, making the home feel damp.

Fireplaces
Wood-burning fireplaces provide excellent warmth and atmosphere, but heat escapes if the chimney isn’t properly sealed when not in use.
Make sure to use a chimney balloon or draft stopper to prevent cold air entering.
Heating Semi-Closed Areas on a Budget
Spaces like enclosed patios, converted garages, and partially open rooms often become freezing in winter.
Affordable ways to insulate:
- Install clear PVC blinds to trap warm air
- Use polystyrene ceiling boards — inexpensive and effective
- Add weatherstripping where panels meet
- Lay down rubber mats or carpet tiles to reduce heat loss through the floor
- Use portable gas heaters or infrared heaters, which perform well in semi-open areas
If a space is still too open, adding temporary acrylic (Perspex) sheets or polycarbonate panels creates an insulated barrier for the season.
Roof and Ceiling Improvements for Existing Homes
Improving your roof can save a surprising amount of heat.
Repainting the Roof
Using a dark, insulating coating helps absorb heat during the day. Elastomeric paints also seal tiny cracks that let heat escape.

Adding Radiant Barriers
A foil reflective sheet installed under the roof helps bounce heat inward.
Fixing Loose Tiles or Sheets
Even small gaps let cold air rush into the ceiling space, dropping indoor temperatures significantly.
Using Curtains, Rugs, and Furniture Smartly
Sometimes the smallest changes make a noticeable difference.
- Close curtains as soon as the sun sets to trap heat
- Use thick, lined drapes on large windows
- Move couches away from cold exterior walls
- Place rugs on tile or laminate flooring
- Open curtains on sunny winter days to warm rooms naturally
These cost almost nothing but increase comfort dramatically.
Frequently Asked Questions
1. What is the most cost-effective way to keep a home warm?
Improving insulation—especially in the ceiling—offers the best return on investment. Even a $100–$200 insulation upgrade can save hundreds in heating costs.
2. Is it cheaper to run a heater or a heat pump?
A heat pump uses less electricity and offers 2–3× the heating output of a standard electric heater. Although pricier upfront, it becomes the cheapest long-term option.
3. What is the safest heater for bedrooms?
Oil-filled electric radiators are the safest because they don’t have exposed elements and maintain steady heat without open flames.
4. Can roof paint really help with winter warmth?
Yes. Darker roof paints absorb heat. Elastomeric coatings also improve insulation by sealing gaps and reflecting heat back into the home.
5. What’s the best insulation for a tight budget?
Fiberglass ceiling rolls are the most affordable and offer excellent performance per dollar.
Useful External Videos and Websites
These resources provide additional practical tutorials and explanations:
Helpful Websites
– Energy.gov: Home insulation guide
– GreenBuildingAdvisor: Insulation explained
– Home heating safety tips




